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What would happen if I got run over by a bus? Just think for a minute. Just think about what would happen if you walked out of the house today and got run over a bus. What would be the implications for your family, your parents, children, or grandchildren? What position would that leave them in? OK, I appreciate that it’s a bit morbid but it does get you thinking. What would happen? Anyway, I want to just push that a

From April 2017, those under the age of 40 can contribute to a lifetime ISA to the sum of £4,000 each tax year for the purpose of purchasing a first home or for retirement. At the end of each tax year the government will provide a 25% bonus on the contributions, so if you save £4,000 in the tax year the bonus will be £1,000. Savers will be able to make Lifetime ISA contributions and receive a bonus from the age of 18

Managing christmas spend is never easy. For most of us, it is the most expensive time of the year. Is there a way of managing the spend, however, and preventing it from spiralling out of control or managing to recoup expenditure? Robert Brealey, a chartered financial planner with Abbotstone Financial Solutions, advised that although it is a little late in the day for a 12-month action plan, it is never too late to co