Money is the opposite of the weather. Nobody talks about it, but everybody does something about it. – Rebecca Johnson. For example, we all insure our car, thinking nothing of it, as it is far cheaper to insure than for us to pay out personally in the event of an accident (not to mention it is illegal to drive without insurance). Unless of course we do not have a car – then there is no point. But what about our
Women and Money – Starting an Emergency Fund Treat your mind like money, don’t waste it. – Sophia Amoruso is an American businesswoman. At age 22, she started an online eBay store selling vintage clothing and other items, which she named “Nasty Gal Vintage”. In 2016, she was named one of the richest self-made women in the world by Forbes. Your emergency fund is the foundation block to longer term savings.
What would happen if I got run over by a bus? Just think for a minute. Just think about what would happen if you walked out of the house today and got run over a bus. What would be the implications for your family, your parents, children, or grandchildren? What position would that leave them in? OK, I appreciate that it’s a bit morbid but it does get you thinking. What would happen? Anyway, I want to just push that a
Women and Money – Good Financial Habits/Finding a Place to Start It’s time for that financial overhaul. Maybe you’re tired of getting to the end of the month and counting the days (hours?) to the next pay day, or maybe it’s the reverse and you have excess that lingers in your bank account doing nothing. Whatever the motivation, it’s time to make your money work for you! So, where do you start? My advice is get a hand
Women and Money – Is it different? I recently read a quote on a twitter feed – “A woman’s best protection is a little money of her own” (Clare Boothe Luce). Born in 1903, Clare Boothe Luce was an American author, politician, U.S. Ambassador and public conservative figure. She was the first American woman appointed to a major ambassadorial post abroad So? What do you think? I disagree – why settle for a li
The Chancellor of the Exchequer, Philip Hammond, gave his first Autumn budget on Wednesday. Georgina Wright, Chartered Financial Planner at Abbotstone Financial Solutions looks at the main points as to what they mean for you and how this has played out against her own predictions. The Office for Budget Responsibility (OBR) has slashed its forecast for economic growth over the next few years. This may be a result of B
The Chancellor of the Exchequer, Philip Hammond, has announced that the government will publish its Autumn Budget on Wednesday 22 November 2017. The Autumn Budget sets out the government’s plans for the economy based on the latest forecasts from the Office for Budget Responsibility (OBR). With just under a week to go there is much speculation as to what the Chancellor will introduce/reduce in his first budget s
It is a delight to be able to put aside some money for your children or grandchildren. But what are the options when looking at long term saving? We have looked around and come up with our top 5. 1 – Junior ISA A really tax efficient way to save for a child. Up to £4,080 can be invested on a yearly basis in a Junior Cash ISA or Junior Stocks and Shares ISA. No tax is payable on any interest earned or on any capital g
Money. It’s generally always on our minds, making sure we have enough, making sure the kids have got what they want, making sure our investments are where they should be and giving us the best return, it’s never ending! If you don’t review your savings and investments regularly you stand to lose money. In fact, many banks, building societies and product providers rely on you doing nothing! Here are 5 signs that you n
These are usually the first words spoken to me once someone is aware I am a Financial Adviser, says Georgina Wright, Chartered Financial Planner, at Abbotstone Financial Solutions. As a financial planner my role is not all about investing! There is a huge market for advice in the UK that is not being recognised or advised and this is the “oh, but I have no money” market. In today’s “have everything” society the minds
Whether you are looking to start saving, or protecting and managing your wealth, at Abbotstone we have a range of services designed to offer you the service that you need at an affordable cost.
Financial Ombudsman Service
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk